Chas. Lunsford Sons & Associates

Insurance Services Since 1870.
  

Before, during and after the loss we provide assistance by utilizing time-tested techniques that analyze data, project losses, track loss development and compare risk-funding options.  Depending upon your desires and those of the agency, we can aid in the development of sound risk management routines that could prevent or limit some damage or injury exposures. 

Risk Management Services can assist you by:

• Acquiring facts that identify possible risks of loss.

• Communicating any significant risks to your business operations.

• Monitoring and evaluating loss reserves.

• Periodically reviewing the status of large losses.

• Identifying recovery and settlement opportunities.

• Being your advocate in carrier contracts that involve risk management issues.

*The following services are provided for safety and loss control purposes only and are not connected with the claims process of your insurance carrier.  They depend upon how severe the loss or potential for loss is and whether you and the agency specifically agree to include these services in your insurance plan.  Any services not provided in your plan, may be available on a fee basis:

* Field inspections and Investigations
* Safety & Loss Control programs
* Safety Audits of client locations
* OSHA compliance analysis and review of potential fines

Randy S. Layman, AIC – Director of Risk Management Services, has more than 20 years of experience with national insurance companies servicing multi-line claims for more than 65 “Fortune 500” companies with a special emphasis on Workers’ Compensation.